Most states across the U.S. mandate drivers to have car insurance before lawfully hitting the road. However, these requirements vary from state to state, meaning the coverage you need in one state may differ in another. An example is the 25/50/25 requirement involving a handful of states, including Indiana. What does this mean for you if you’re a driver in Indianapolis, IN? Our team at Irvington Insurance is here to help you understand more about auto insurance coverage requirements and assist you in securing the amount of coverage you need.

Understanding the 25/50/25 Requirement

The 25/50/25 requirement is an abbreviation of the dollar amounts mandated for each type of minimum coverage in Indiana. Sequentially from left to right, this includes a minimum of $25,000 for bodily injury liability coverage per person, $50,000 for bodily liability injury coverage per accident, and another $25,000 of coverage for property damage liability. While adhering to the minimum amount is technically enough, it’s generally recommended for drivers to consider extending these minimums to enhance their peace of mind on the road. A more comprehensive policy with greater coverage will help you navigate any potential road issues with ease and confidence.

Start with Irvington Insurance for Minimum to Comprehensive Coverage

Understanding auto insurance can be challenging, and finding the right insurance policy can be likewise daunting. However, we at Irvington Insurance in Indianapolis, IN, are committed to ensuring you’re well-informed about auto insurance and have the resources to find suitable policies. Start comparing quotes with us today!